Supplementary insurance

Hello everyone,

I’m about to start working in Switzerland and am in the process of selecting a suitable health insurance package. While I’ve managed to gather details about the mandatory basic health insurance, I’m currently exploring options for supplementary insurance that offers comprehensive coverage, especially abroad.

I watched a video on YouTube suggesting some supplementary insurances can cover all expenses abroad without a deductible. Does anyone have experience or recommendations for insurance companies offering such coverage? For instance, SWICA advertises a package that includes "Full cover for conventional outpatient treatment at the private rate – worldwide." Can someone clarify what exactly this entails?

Any insights or recommendations would be greatly appreciated as I navigate through these options!