Rising health insurance premiums – Live in brief: Federal Council announces new premium hike | Federal Councillor Elisabeth Baume-Schneider will provide information at a media conference at 2 pm.
https://www.srf.ch/news/schweiz/steigende-krankenkassenpraemien-in-kuerze-live-bundesrat-verkuendet-neuen-praemienschub
Posted by BezugssystemCH1903
8 Comments
New prices are online: https://www.priminfo.admin.ch/de/praemien
for me personally, it will go from 470 CHF to 512 CHF. So like a 9% increase. cheapest i can change to is 505 CHF, still a ~7.5% increase
Awesome, 738 swiss francs compared to 672 last year for me and my wife. Almost 10 percent up. Who needs holidays anyway… jesus
I was doing some reading into the issue of inflation, premiums and cost of healthcare.
The interesting part is that cost of healthcare hasn’t increased significantly above inflation, yet premiums keep rising. The issue is that premiums aren’t linked to the cost of healthcare (as in, the unit cost of individual procedures), but to the total healthcare spending as a whole.
That means that even if healthcare costs didn’t increase at all, premiums would still rise because the total usage of healthcare services is increasing due to the increasing number of old people.
There’s essentially nothing that can be done, short of reducing coverage for old people. Even insurance companies have profit margins in the low single digits (often 5% or lower), so even if all profits were abolished, it would only result in a one-time decrease of ~5% or so in the premiums, and nothing more.
Maybe as a crazy idea we should have an age-progressive inheritance tax to fund an old-age healthcare fund, which would then reduce the premiums of young people?
I’m 26 years old. The cheapest premium for me with CHF 2500.- Franchise is going to be CHF 400.- per month (incl. accident). Insanity. And nothing will change. We’ll have the same discussion next year. Luckily I will be able to cancel my health insurance by the end of the year due to moving abroad.
Ticino #1, we are really the best.
Not too long ago I was whishing that Basel is no longer the #1 in the premium rankings… I must have been rubbing a rabbits foot the wrong way. I didnt mean to wish an increase upon the Ticino and Geneva people…
i forgot to tell my insurance that i moved. i moved back in may.
Do you think they will notice if i tell them i moved now instead of may?
Always an uncomfortable topic of discussion at work during our break because I’m the one with the lowest possible franchise so that I cover as little as possible myself in medical supplies and visits to my specialist for my chronic condition and thankful that I don’t have to pay it myself while listening to everyone else scream that they’re being robbed.
The increase feels inevitable, population is both growing and aging, with age comes sickness, with that medication, medication which we’re not allowed to purchase abroad, including many other things that already have been discussed to death in this sub…
We need a serious reform of the whole system…we had a chance and vetoed it, got to live with it now.