The Federal Council has decided to put two proposals to the vote on 22 September 2024.

What’s your opinion on them?

1. popular initiative of 8 September 2020 "For the future of our nature and landscape (biodiversity initiative)"

Yes: https://www.biodiversitaetsinitiative.ch/

No: https://www.sbv-usp.ch/de/schlagworte/biodiversitaetsinitiative

In a nutshell:

The federal popular initiative "For the future of our nature and landscape" (biodiversity initiative):

• enshrines stronger protection of biodiversity in the constitution
• calls for more land and financial resources for biodiversity

1. amendment of 17 March 2023 to the Federal Law on Occupational Retirement, Survivors’ and Disability Pension Plans (BVG) (reform of occupational pensions)

Yes: https://www.arbeitgeber.ch/sozialpolitik/bvg-reform-ja-am-22-september-2024/

No: https://www.sgb.ch/themen/sozialpolitik/detail/nein-zu-mehr-bezahlen-fuer-weniger-rente

In a nutshell: it’s complicated, maybe someone here can explain it better than me.

The biggest impact will be this here:

If the BVG minimum conversion rate is lowered, pensions will only fall for those insured persons who are only insured in accordance with the BVG minimum. Specifically, this is around 14 % of all insured persons. All other insured persons, i.e. around 86%, are not affected by the planned reduction in the conversion rate. They already have a lower conversion rate today (median is 5.3 %).

But there will be enabled other mechanism too.

https://www.pwc.ch/de/insights/finanzdienstleistungen/bezugsrahmen-bvg-reform.html

Federal press release

https://www.admin.ch/gov/de/start/dokumentation/medienmitteilungen.msg-id-101027.html