[https://www.bankier.pl/wiadomosc/Katastrofa-mieszkaniowa-w-Wielkiej-Brytanii-Polske-czeka-to-samo-8504636.html](https://www.bankier.pl/wiadomosc/Katastrofa-mieszkaniowa-w-Wielkiej-Brytanii-Polske-czeka-to-samo-8504636.html) Great Britain was a municipal powerhouse. In Great Britain, municipal construction once operated dynamically. The state, and primarily local governments, built apartments. Right after World War II, entire cities were built, 30 of which were built from scratch. **This was done only to make housing available**. And what is important, these were not just any apartments – the premises built in the first period after the war were built with the assumption that they would be desirable. They had a higher standard than those available on the market at that time, says the scientist. Almost anyone who needed one could apply for an apartment. Back in the 1970s, people complained that the waiting time for a municipal apartment was long, as long as two (!) years. Today, the waiting time in the UK is at least 20 years, but unfortunately there are also places where it is known that you will never get a place. In 1979, when Margaret Thatcher came into power, she decided to “give away” council flats. **Basically, anyone could get the premises they lived in for a fraction of the value** (a similar solution existed in Poland a few years ago). The entire operation was carried out in a PR-perfect manner. For example, it was said that anyone could become a landlord. And in England, being a landlord is almost like nobility, notes Galant. However, **almost half of the apartments purchased by the owners were quickly resold at a profit to investors** who bought several dozen apartments at attractive prices. And that’s when the problem started. A decade ago, the British government introduced the “Help to buy” program – and it was nothing more than subsidies for the own contribution for people who want to buy their first apartment**. Sounds familiar? The effect is that there are no more apartments, but the prices of those that would have been delivered anyway immediately become higher, notes Galent. This is a general rule that **such mechanisms do not change the situation on the market because they do not affect supply.** In London in 2002, an average-sized apartment had to be paid for with five annual average salaries, and in 2022 it will be fourteen. Moreover, in Great Britain, for example, the largest banks do not grant [kredytów mieszkaniowych](https://www.bankier.pl/smart/kredyty-hipoteczne?cs=bankier.pl&cm=content&cn=automatyczne) to people receiving any benefits – emphasizes Dr. Marcin Galent.
https://old.reddit.com/r/Polska/comments/1c24gna/katastrofa_mieszkaniowa_w_wielkiej_brytanii/
Posted by CondaFighter